How to get cash from your credit card without the cash advance fees and high APR interest rates.

There are times when you need to pay for something in cash because the place you are shopping at doesn't accept credit cards. Sometimes you need cash to go on vacation and need the cash for spending money, or you need to go on a weekend trip to vegas and need the cash to gamble. Even though nowadays, just about everywhere they accept credit cards, but there are still times when you need that cold hard cash. I was in that same situation back in January when I went on vacation to Rio De Janeiro, Brazil. I needed cash to spend but I didn't want to withdraw cash from my checking account. So I called my credit card company, because I thought to myself, perhaps they can give me a cash advance and this way I can take spending money to RIO and gain points. Being the cautious person I am, I call up the company to make sure that the APR is the same as the purchase APR. Well I was wrong. The APR was about twice the amount and they charged me a 3% fee, as well as no grace period. I asked them I needed 400 dollars and I asked them to estimate how much I would owe at the end of the month. They said I would owe 491 dollars. This was a no no. So that is how my idea was born. What if there was a site, where I can use my credit card as a purchase, and then I would get shipped a check for cash at the same time gaining points. Getcashforcredit.com was born. This is how it works. Getcashforcredit has a bunch of gift cash cards that you can buy. So for example, I need 400 dollars in cash because I want to have gambling money for my vegas trip. So I go to getcashforcredit.com and buy a 400 dollar cash gift card. They charge me 400 dollars plus their 30 dollar service fee. I check out and use their paypal to pay 430 dollars. Now this is a purchase, and I receive an email confirmation. I confirm my address with them and in 2 or 3 days I receive a check for 400 dollars. Now I can spend this any way I like, and at the end of the month on my billing statement I have a charge for 430 dollars. Now this is a purchase, and NOT A CASH ADVANCE, so the apr hasn't added up during my grace period. So now I pay the 430 dollars in full, and at the same time I am gaining points on my card for cash or travel rewards. So it's a win win situation for everyone. The fees peak at 6000 dollars, which you have to pay 210. But that is still much less than getting a 6000 cash advance from your credit card. I dare you to call your credit card company and ask them how much you have to pay at the end of the month for a 6000 dollar cash advance. Then come back and let me know....